Four sessions on the documents that decide what actually gets paid — and one of them is worth reading for your own sake as much as your student's.

What insurance is for, and the real trade-off between a lower premium and a higher deductible. How to read a declarations page and find the limits and the exclusions. A claim worked from both sides.

Then health insurance and the Explanation of Benefits — a document designed to look like a bill, which is not one, and which a surprising number of adults have paid the wrong number off.

Insurance is on most state personal finance checklists and skipped in most courses, because it is documents rather than arithmetic. This unit is both.

WHAT'S INCLUDED

Written by a licensed K-12 business teacher with more than thirteen years in the classroom. Built to be taught by a parent with no background in the subject.