Description

Five sessions on renting a first apartment — worked end to end on one person's move.

Beatriz Soto, 20, has a first full-time job and wants a one-bedroom. Can she afford it? Your student works out the answer, then adds up what it costs just to get the keys — which routinely comes to two or three times the monthly rent and catches almost everyone.

Then the lease, read properly, including page four. Then the monthly total that is not the rent: utilities, renters insurance, the rest. Then the deposit that does not come back in full, and what to do about it.

Reading a lease before signing it is a skill your student will use within a few years, probably more than once.

WHAT'S INCLUDED

•Parent Guide with session pacing
•Lesson 1: what she can actually afford, and why the rule of thumb is a ceiling
•Lesson 2: move-in costs — everything due before the first night
•Lesson 3: reading a real-format lease, including the clauses that cause disputes
•Lesson 4: utilities, renters insurance, and the real monthly total
•Lesson 5: the deposit that does not come back, and what to do
•Answer key with every calculation worked and every lease clause flagged
•Hours & Work Record for logging time and filing portfolio evidence

Written by a licensed K-12 business teacher with more than thirteen years in the classroom. Built to be taught by a parent with no background in the subject.

Housing and Renting | Money Smarts Personal Finance | Homeschool Edition

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$9.50
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WorldviewFaith-neutral
AgesAges 14–18
SubjectBusiness & Economics — Personal Finance
Resource typeUnit study
ApproachUnit study, Eclectic
Works forOne student, Co-op / group
Per session30–60 min
Days a weekFlexible
Total lengthOne week
Parent prepOpen-and-go
Who teachesParent-guided
ReuseReusable, some consumable pages
FormatPrintable PDF
RecordsIncludes assessments, Hour logging, Portfolio samples
Keywordspersonal finance, money smarts, unit study, high school, homeschool personal finance, housing, renting