Five sessions on buying a first car — the financing, the negotiating, and the used-car checks.

Kenji Morales can afford about $200 a month. The dealer says “no problem: $199 a month”, and the catch is seven years of payments, $4,681 in interest, and two years of owing more than the car is worth.

Your student compares three real loan offers, builds an out-the-door price with and without add-ons, answers a payment-first sales pitch, and checks four used listings for the things that should stop a sale — a rebuilt title, a rolled-back odometer.

Every payment is computed with the standard amortisation formula. The monthly payment is not the price, and this unit makes that concrete rather than telling it.

WHAT'S INCLUDED

Written by a licensed K-12 business teacher with more than thirteen years in the classroom. Built to be taught by a parent with no background in the subject.