Description

Four sessions on growing money, owning things, and planning a year that survives contact with reality.

Investing taught as a mechanism rather than a recommendation — what risk actually means, and why time in the market matters more than timing it. No funds, no brokerages, no companies named anywhere, which keeps it educational rather than advisory and stops it dating.

Then what owning something really costs once the purchase price is paid: insurance, fuel, maintenance, repairs. Then a full-year plan — which the final session breaks with one unexpected bill, so your student has to make it work anyway.

WHAT'S INCLUDED

•Parent Guide with session pacing and a note on why the unit names no products
•Lesson 1: how investing works, what risk means, and why time beats timing
•Lesson 2: the total cost of owning something after you have bought it
•Lesson 3: a full-year plan — income, fixed costs, saving, and what is left
•A stress test: one unexpected bill, and the plan has to survive
•Answer key with every calculation worked
•Hours & Work Record for logging time and filing portfolio evidence

Written by a licensed K-12 business teacher with more than thirteen years in the classroom. Built to be taught by a parent with no background in the subject.

Invest, Own, Plan | Money Smarts Personal Finance | Homeschool Edition

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$8.50
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WorldviewFaith-neutral
AgesAges 13–18
SubjectBusiness & Economics — Personal Finance
Resource typeUnit study
ApproachUnit study, Eclectic
Works forOne student, Co-op / group
Per session30–60 min
Days a weekFlexible
Total lengthOne week
Parent prepOpen-and-go
Who teachesParent-guided
ReuseReusable, some consumable pages
FormatPrintable PDF
RecordsIncludes assessments, Hour logging, Portfolio samples
Keywordspersonal finance, money smarts, unit study, high school, homeschool personal finance, invest, plan