
Four sessions on growing money, owning things, and planning a year that survives contact with reality.
Investing taught as a mechanism rather than a recommendation — what risk actually means, and why time in the market matters more than timing it. No funds, no brokerages, no companies named anywhere, which keeps it educational rather than advisory and stops it dating.
Then what owning something really costs once the purchase price is paid: insurance, fuel, maintenance, repairs. Then a full-year plan — which the final session breaks with one unexpected bill, so your student has to make it work anyway.
Written by a licensed K-12 business teacher with more than thirteen years in the classroom. Built to be taught by a parent with no background in the subject.



