Description

Four sessions that take a single paycheck and follow it all the way through.

Into a monthly budget that actually has to balance. Into savings that have to be protected from the budget. Into a credit card balance, where your student works out what paying the minimum really costs over time — as a table, not as a warning.

Every number is arithmetic your student can check, and the key works all of it. The budget page doubles as a template they can reuse with their own figures.

WHAT'S INCLUDED

•Parent Guide with session pacing
•Lesson 1: the budget — a real paycheck and categories that have to total correctly
•Lesson 2: saving — the emergency fund, and why it lives apart from spending money
•Lesson 3: borrowing — what a minimum payment costs, worked as a table
•A closing session putting all three together across one worker's year
•Answer key with every calculation worked
•Hours & Work Record for logging time and filing portfolio evidence

Written by a licensed K-12 business teacher with more than thirteen years in the classroom. Built to be taught by a parent with no background in the subject.

Budget, Save, Borrow | Money Smarts Personal Finance | Homeschool Edition

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$8.50
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WorldviewFaith-neutral
AgesAges 13–18
SubjectBusiness & Economics — Personal Finance
Resource typeUnit study
ApproachUnit study, Eclectic
Works forOne student, Co-op / group
Per session30–60 min
Days a weekFlexible
Total lengthOne week
Parent prepOpen-and-go
Who teachesParent-guided
ReuseReusable, some consumable pages
FormatPrintable PDF
RecordsIncludes assessments, Hour logging, Portfolio samples
Keywordspersonal finance, money smarts, unit study, high school, homeschool personal finance, budget, save, borrow