
Four sessions that take a single paycheck and follow it all the way through.
Into a monthly budget that actually has to balance. Into savings that have to be protected from the budget. Into a credit card balance, where your student works out what paying the minimum really costs over time — as a table, not as a warning.
Every number is arithmetic your student can check, and the key works all of it. The budget page doubles as a template they can reuse with their own figures.
Written by a licensed K-12 business teacher with more than thirteen years in the classroom. Built to be taught by a parent with no background in the subject.



