
Four sessions on the number that decides what borrowing costs your student for the next decade.
What a credit score is actually built from, and what has no effect on it at all. How to read the report behind it — with two errors planted in the one included, because errors on real reports are common and almost nobody has been shown how to spot them.
Then your student writes the dispute letter. It is a real template, scored against a checklist, and worth keeping. Finally the standardised rate box on a card offer, read line by line, so the numbers that matter stop hiding.
The dispute process is free. The barrier has always been that nobody is taught it.
Written by a licensed K-12 business teacher with more than thirteen years in the classroom. Built to be taught by a parent with no background in the subject.



