Description

Four sessions on the number that decides what borrowing costs your student for the next decade.

What a credit score is actually built from, and what has no effect on it at all. How to read the report behind it — with two errors planted in the one included, because errors on real reports are common and almost nobody has been shown how to spot them.

Then your student writes the dispute letter. It is a real template, scored against a checklist, and worth keeping. Finally the standardised rate box on a card offer, read line by line, so the numbers that matter stop hiding.

The dispute process is free. The barrier has always been that nobody is taught it.

WHAT'S INCLUDED

•Parent Guide with session pacing
•Lesson 1: what a credit score is built from, and what does not count
•Lesson 2: a full credit report with two planted errors to find
•Lesson 3: writing the dispute letter — a working template
•Lesson 4: the standardised rate box on a card offer, line by line
•Answer key with the errors identified and a dispute-letter checklist
•Hours & Work Record for logging time and filing portfolio evidence

Written by a licensed K-12 business teacher with more than thirteen years in the classroom. Built to be taught by a parent with no background in the subject.

Credit Scores and Reports | Money Smarts Personal Finance | Homeschool Edition

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$9.50
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WorldviewFaith-neutral
AgesAges 13–18
SubjectBusiness & Economics — Personal Finance
Resource typeUnit study
ApproachUnit study, Eclectic
Works forOne student, Co-op / group
Per session30–60 min
Days a weekFlexible
Total lengthOne week
Parent prepOpen-and-go
Who teachesParent-guided
ReuseReusable, some consumable pages
FormatPrintable PDF
RecordsIncludes assessments, Hour logging, Portfolio samples
Keywordspersonal finance, money smarts, unit study, high school, homeschool personal finance, credit, scores, reports