One session on the mechanic that runs through scams at every age: gift cards.

A “verified” gaming account tells Kai he has won $100. Claiming it means sending a $25 gift card first.

The arithmetic alone should be the tell, and working out why nobody would ever structure a real prize this way is the lesson.

It ends with one rule simple enough for a ten-year-old to keep permanently: nobody legitimate is ever paid in gift cards. Not a prize company, not a government office, not a tech support line. Every time, no exceptions.

WHAT'S INCLUDED

Written by a licensed K-12 business teacher with more than thirteen years in the classroom, adapted for a middle school audience. Built to be taught by a parent with no background in the subject.